Retirement is the biggest financial decision of your life.
Managing all the moving pieces of a retirement income plan requires skills and training that the average financial planner doesn’t have.
Get guidance from a specialist, not a generalist.
Are You Wondering...
01
When can I retire, and how much can I spend without running out of money?
02
How do I get income from my various investments?
03
Is there any way to lower my taxes?
04
Are our investments set up properly for retirement?
05
When should I start receiving my Social Security benefits?
06
Will my spouse be okay if I pass away?
As Featured In
Meet the Specialist
1 Min
Introduction
Why Optimum Retirement Planning
Retirement Planning Specialist
Most advisors are generalists without the expertise to steer you through complex choices and decisions needed to build a smart retirement plan. We specialize and study the needs, wants, and expectations of those close to and in retirement.
Fiduciary and No Commissions (Fee-Only)
Everyone deserves to have an advisor that acts in their best interest, and to know exactly how their advisor is compensated. That's why we don't take any commissions from products we recommend. We act as your fiduciary 100% of the time, which means we are legally obligated to give you the best advice possible at all times.
Flat Fee Financial Advisor
Optimum Retirement Planning is a flat fee financial advisor in Chicago. We charge a FLAT fee for retirement planning and investment management. We do NOT charge a percentage of assets. You should be charged based on services you need, not how wealthy you are.
Independent
Does the Toyota dealer ever recommend you buy a Honda? Of course not, because they are employed by Toyota. The same conflicts of interest exist with financial advisors affiliated with the company that makes the products they sell. ORP is not affiliated with any bank, brokerage, or insurance company. This allows us to give our best advice without restriction or pressure to make certain recommendations.
Proactive Service
We bring wealth-enhancing opportunities to your attention. Every year, our proactive service model tackles the key concerns retirees have: retirement planning, tax savings, investment management, in addition to a rotating topic based on your wants and needs. Of course, I'm available throughout the year to guide you through any questions that come up.
How to Get Started
The process is simple
15 Minute Call
A quick call to see if your needs match our expertise. If we aren't the right fit, I'll make sure to introduce you to a firm who is.
Listen
A 1 hour meeting to clarify your goals, concerns, and current situation. Our job is to listen and ask thoughtful questions, so be prepared to talk!
Create
We create an Optimum Retirement Plan (ORP) for you.
Execute
We execute the Plan together.
Financial Guidance to Help
You Retire and Stay Retired.
- Lower Taxes
- Optimize Social Security
- Invest Wisely
- Enhance Retirement Income
