
When ACA Premium Tax Credits and Roth Conversions in the 12% tax bracket don’t mix
Retirees often have to consider various factors when planning their finances, including taxes and healthcare expenses. One important consideration is the influence of ACA premium

A lesson for retirees from the collapse of Silicon Valley Bank
What happened to Silicon Valley Bank Silicon Valley Bank, as the name suggests, serves the San Francisco area, and particularly the startup ecosystem and the

How to choose a financial advisor
A great financial advisor can make or break your retirement. You need someone you can trust, who will give you proper guidance, and who is

SECURE ACT 2.0 Retirement Planning Changes
Congress passed a bill at the end of 2022 that has many effects on retirement planning. See below for a list of the largest changes.

Is a charitable gift annuity a good idea?
It all depends on what your goals are. If you are looking primarily to make a charitable gift, and getting a benefit is a nice

How to choose between keeping your pension or taking a lump sum
Deciding whether to keep a pension or take the lump sum option is usually one of the biggest financial decisions someone makes in their life.