SECURE ACT 2.0 Retirement Planning Changes
Congress passed a bill at the end of 2022 that has many effects on retirement planning. See below for a list of the largest changes.
Is a charitable gift annuity a good idea?
It all depends on what your goals are. If you are looking primarily to make a charitable gift, and getting a benefit is a nice
How to choose between keeping your pension or taking a lump sum
Deciding whether to keep a pension or take the lump sum option is usually one of the biggest financial decisions someone makes in their life.
The 4 percent rule makes tax planning difficult
This is part 2 of the hiccups that come with trying to use the 4 percent rule. The 4 percent rule is a rule of
What’s the 4 percent rule
The 4 percent rule is a rule of thumb that tries to answer the classic question, “How much can I spend each year in retirement
Is a Roth conversion the same as a backdoor Roth?
Maybe. A backdoor Roth is a tax-free Roth conversion executed under certain circumstances. All backdoor Roth’s are considered Roth conversions but not all Roth conversions
